The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

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Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

The buy now, pay later revolution that has taken America’s economy by storm could soon catalyze a credit "catastrophe," according to one expert. "My concern is that the carelessness, the lack of ...