Credit risk modeling is important for financial institutions. It represents the risk of borrower not being able to pay back the loan amount, credit card or other types of loans. In some cases, ...
1 School of Marxism, Chongqing Chemical Industry Vocational College, Chongqing, China 2 College of Public Policy and Management (College of Emergency Management), China University of Mining and ...
Abstract: The expectation maximization (EM) algorithm has been extensively used to solve system identification problems with hidden variables. It needs to calculate a derivative equation and perform a ...