For instance, we use Jeena's TextEd instead of Apple's text editor. For browsers, email, chat, productivity, writing, and so on, we use FOSS and freeware apps, and wherever possible, ones that also ...

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

J. William Carpenter is an economist who writes financial topics. He is an author of published works for higher education and business clients. Suzanne is a content marketer, writer, and fact-checker.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. A virtual credit card is a randomly generated card number you can use when shopping online or over the ...