Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

Learn how equipment breakdown coverage protects your business from costly repairs due to sudden equipment failure, ensuring operational continuity and financial stability.

California is one of 31 states that passed laws in 2025 limiting insurance companies’ use of prior authorization to approve ...

Underwriters at Allianz and other insurance companies have long faced an intimidating challenge: the need to find specific answers across hundred-page documents before they can make an attractive ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

The snack lands in four bold flavors, plus it’s gluten- and corn-free. Nicolette is a lifestyle writer based in Brooklyn, NY. Enthusiastic and ambitious, she's excited to tackle any story — from ...

This is read by an automated voice. Please report any issues or inconsistencies here. One hallmark of the 1988 ballot measure that governs California’s auto and home insurance code allows the public ...

According to Allianz, since it began using AI to help process claims, the average lifecycle of a claim has dropped to four days. Before AI, the average lifecycle of a claim was 19 days. Photo Credit: ...

JACKSONVILLE, Fla. – In an effort to help what he calls “distressed” Citizens Property Insurance policyholders in Florida, Rep. Maxwell Frost last week sent a letter to Gov. Ron DeSantis and other ...

ST. PAUL — Health insurance premiums for thousands of Minnesotans are expected to increase in 2026. The proposed rate hikes are driven by rising health care costs, and federal subsidies designed to ...