The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Getting a free credit score is generally no easy feat, but people with credit cards issued by Barclaycard US and First Bankcard no longer have to jump through hoops to see their FICO score. This week, ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

A 100-point drop in a credit score can be "absolutely catastrophic." It can also take years to recover from, according to LendingTree chief credit analyst Matt Schulz. The Federal Reserve Bank of New ...