Further, borrowers with a CIBIL score of 825 and above can now avail the lowest home loan interest rate, as the revised pricing links rates directly to credit scores for loans up to ₹5 crore.

LIC Housing Finance has announced a reduction in its home loan interest rates, providing fresh relief to homebuyers. The ...

When you hold the best credit score in India or something close to it, lenders tend to see you as a preferred customer. That ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check it, and how to improve it for better loan terms from banks and NBFCs in ...

Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthiness. Improving your score by paying bills on time, managing ...

CIBIL, Experian, Equifax and CRIF High Mark. You are entitled to one free report per bureau every year, and many banks and financial apps now let you check your score instantly without affecting it. A ...

If you're considering a home, car, or any other personal loan, it's crucial to understand your CIBIL Score before applying.

A car loan application can briefly reduce your credit score due to hard inquiries, but disciplined EMI repayment strengthens credit health and supports smarter borrowing decisions in the evolving ...

Planning your house loan before the year ends allows you to take full advantage of festive-season benefits, compare multiple ...

Get a smooth loan against property approval with this essential guide to required documents, eligibility proofs, and ...

The State Bank of India (SBI) has slashed its lending rates after the RBI reduced the repo rate on December 5.