Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Discover why a level death benefit offers a fixed, consistent insurance payout over time, providing financial stability regardless of when the policyholder dies.

To find the best health insurance companies, we evaluated nine insurers across 35 criteria, including costs, customer ...

TheZebra reports that homeowners insurance payouts can be lower than expected due to depreciation factors affecting claims.

Steps to take to get a policy issued quickly and smoothly.

Typically, the buyer files home insurance claims during a rent-back period. A rent-back period is when a home buyer leases the home they just bought to the former owners for a short time, usually less ...

Health insurance costs are rising even faster than the current 2.7 percent annual inflation rate, and experts expect double-digit surges in 2026. A major consequence of spiking prices is that a ...

The author reports that current employer-based insurance creates fragmented, expensive risk pools, unlike the large, stable pools used by big companies. Both Democratic and Republican healthcare plans ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

At the Sacramento kick-off for Covered California open enrollment, CEO Jessica Altman said she’s already heard from retirees who are facing some of the highest premium increases in the state and ...

House Speaker Mike Johnson said he will not call for a vote on extending enhanced subsidies for people buying insurance through the Affordable Care Act. That effectively guarantees the subsidies will ...