The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

I think consumer sentiment is near all-time lows because of a combination of real and widespread economic hardship, the ...

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed As more consumers take ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

In a bid to lower closing costs on home purchases, Federal Housing Finance Agency Director Bill Pulte sought to reduce the mortgage credit score fee by opening up competition in the sector. But ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...