Dave Ramsey has built a huge following by insisting there is no responsible use of credit cards and no good reason for anyone ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

FICO is bringing a real-time cash-flow data upgrade to its UltraFICO score through a partnership with the data aggregator Plaid. The credit score reporting company is releasing the upgrade as credit ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Lenders using this tool can provide actionable, data-driven credit insights to help accelerate approvals and borrowers achieve homeownership Global analytics software leader FICO (NYSE: FICO) today ...

States with lower average credit scores have experienced greater declines in the past couple of years than those with higher ones, according to a recent study by Montana-based analytics company Fair ...

As a counterpunch to moves by competitors, changes to VantageScore 4.0 pricing seek to reduce costs for lenders and homebuyers Equifax has announced a move to reduce mortgage costs for American ...

Equifax EFX0.68%increase; green up pointing triangle said it’s offering cheaper mortgage score prices after Fair Issac unveiled a plan to sell its credit scores directly to mortgage lenders and ...

Shares of credit bureaus TransUnion, Equifax Inc. and Experian PLC slumped on Thursday as FICO said it will directly license its scores used to assess mortgage applicants’ creditworthiness. Fair Isaac ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...