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But looking at the fine print that came with his new unemployment debit card, he became livid. "A $1.50 [fee] here, a $1.50 there," he said. "Forty cents for a balance inquiry. Fifty cents to have ...

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Handing your debit card to a server is routine, but it can also be risky. Once your card leaves your sight, you lose control.

These cards offer insurance coverage for damage and loss, and in some cases, they provide elite status with car rental companies.

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