The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Debt is a critical part of a business financial strategy. Small business owners often juggle multiple roles as ad hoc marketing professionals, sales reps, and human resource officers, but few may ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Six weeks into the run of Taylor Swift’s The Life of a Showgirl blockbuster, we still haven’t seen a new album really challenge it for the top spot on the Billboard 200 — but slightly lower in the top ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

Equifax EFX0.68%increase; green up pointing triangle said it’s offering cheaper mortgage score prices after Fair Issac unveiled a plan to sell its credit scores directly to mortgage lenders and ...

Fair Isaac Corp. will now sell credit scores directly to mortgage resellers, a move that sent shares of third-party credit bureaus plunging. Through a new program, mortgage resellers will be able to ...