New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...