Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

About four milliion Americans will soon be reporterd in default on their student loans. If they act now, they may be able to ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Freedom Debt Relief reports Georgia residents face rising debt, with average obligations increasing and many struggling ...