Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

There are other options for saving for college, including regular savings or investment accounts, but 529s allow money to ...

Currently, the average interest rate on a 30-year fixed mortgage is 6.22%, compared to 6.2% a week ago, according to the ...

Unlock high-value funds without selling your property. Learn how a loan against property offers flexible repayment, low ...

Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

Christmas 2025 is the ideal time to secure a home loan. Take advantage of competitive rates, use EMI calculators, and boost ...

If your ideal EMI limit is ₹10,000 per month, you can adjust the loan amount in the calculator until it fits your comfort zone instead of taking a personal loan that strains your budget. Using an EMI ...

DSCR loans are gaining popularity among real estate investors as lenders refine underwriting processes and secondary market ...

Bread Financial issued 8.625% non-cumulative preferred stock, BFH.PR.A, currently yielding 8.75% and callable after December 15, 2030. Read more about BFH.PR.A here.

Money’s main takeaways Home equity loans let you leverage the increase in your home’s value and use the proceeds for just about any purpose, from home renovations to consolidating high-interest debt.