Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Alice Musyoka is a B2B Content Strategist, Copywriter, and Children’s Author. She’s been writing professionally for over 10 years and has worked with some of the world’s top brands. Her superpower is ...

Whenever you can, switch to contactless payment methods to add an extra layer of security. Because your card stays with you, ...

Jaclyn was a CNET Money editor with a fondness for the sweet spot between numbers and words. Overseeing CNET's credit card coverage, she wrote and edited news, reviews and advice. She has experience ...

Discover how the Luhn Algorithm verifies credit card accuracy, supports secure transactions, and helps prevent errors in inputting Social Security numbers.

Some of the links on this site contain offers from our partners. If you're looking for a new credit card from American Express, you may be able to find out if you're approved with only a soft credit ...

When you apply for a credit card, you’ll quickly know whether you’ve been approved or rejected. If your application is ‘pending’, it means the lender needs time to review it, which may take a few days ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. When you apply for a credit card, the issuer completes what is known as a hard inquiry, or hard pull, on ...

Keeping a watchful eye on your credit card balance is crucial so that you don’t overspend and take on credit card debt you can’t afford to pay back. But how do you check your balance? And what’s the ...