AI tools like ChatGPT and Gemini are reshaping education, helping students finish essays in minutes. But convenience often sacrifices depth and accuracy. Machines can’t interpret nuance or emotion.

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

If you’re looking to cut back on alcohol or you want a fun drink the whole family can enjoy -- we tried a holiday mocktail recipe on 7@four.