The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

South Africans are urged to monitor their credit health as experts warn that poor scores can limit opportunities, raise ...

You checked your score, felt confident, applied for the card and still got rejected. If that left you confused, you are ...

Report warns millions of Americans are 'functionally unemployed' Where a Saudi company pumps desert groundwater, Arizona ...

Young professionals planning big-ticket loans often worry about credit score missteps. Here’s expert guidance on EMIs, card ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring agencies are beginning to factor BNPL payment history into their models.

Our car insurance calculator can show you what you might expect to pay. But don’t count on your rates staying the same ...