Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments ...

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Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

Certificates of deposit continue to offer returns that keep you ahead of rising prices. You can lock in returns of 3.50% to 4.00% APY and more without touching the stock market — rates that actually ...