What the experts at FICO have to say about the diminishing returns of achieving an 800+ credit score and how it affects your ...

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

The scoring model that your potential lender uses is what matters most, because that's what determines the score that the lender looks at. No two credit scores are the same, even if they belong to the ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

Premium credit cards grew in 2025, with higher fees, new perks and steady demand amid Visa and Mastercard settlement news.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

It’s the holiday shopping/scamming season. And that makes it a good time to think about protecting yourself from the dangers ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

Housing may be one of your biggest expenses, but it's difficult to earn rewards on these payments. But you do (or at least ...

And if you don't have cash savings yet, opening a new account is still a great move to help you save more. Even building up a ...

The SBA announced on Dec. 11 that it had already approved nearly $3.7 million in loans to restore typhoon-damaged homes for ...