Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

I’ve heard that adding someone to your credit card will help that person establish a credit history, even if they do not use the card. Is that true?

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...