Before approving you for new credit, lenders will likely first look at your credit report, your credit score and something called your debt-to-income ratio — commonly referred to as DTI. While all ...

Abstract: This article presents an improved duty-ratio-based direct torque control (Duty-DTC) scheme for open-end winding induction motor (OEWIM) drives. Unlike conventional DTC (CDTC), which applies ...

Vinfast hasn’t become a smash hit in America the way it hoped – and a new recall including every single VF 8 sold in the US isn’t going to help. Regulators flagged an unnerving safety issue: the ...

Check both net and gross expense ratios when choosing funds; discounts may be temporary. Aim for funds with low expense ratios to enhance investment returns over time. Passively managed index funds ...

With a rich history spanning a century, the Cummins Engine Company was started by self-taught mechanic Clessie Cummins and banker William G. Irwin on February 3, 1919, in Columbus, Indiana. Inspired ...

Recent data shows homes sold for 99.4% of asking price, indicating strong buyer leverage. The sale-to-list ratio, calculated by dividing selling price by asking price, gauges negotiation power. A ...

One major factor lenders consider when reviewing your mortgage application is your debt-to-income ratio (DTI). Essentially, how much of your paycheck goes toward paying down debts. A lower DTI tells ...

ZDNET experts put every product through rigorous testing and research to curate the best options for you. If you buy through our links, we may earn a commission. Learn Our Process 'ZDNET Recommends': ...

The overhead ratio measures how much of a company's total revenue is spent on indirect costs. This metric is useful for identifying areas where costs can be reduced to improve profitability. Analyzing ...

TJ started writing for TopSpeed in 2015, but has been writing on motorcycle and automotive topics since 2009 for outlets such as eHow, eHowNow, and MotorTrend subsidiaries. He is certified to work on ...

Businesses often use profitability ratios to gauge their performance against industry benchmarks or competitors. Calculating these ratios involves a straightforward process, typically using figures ...

I’ve never really been much interested in joining groups, clubs, organizations, or the like. I learned quickly that when one works in the media, any organization you may be interested in is likely to ...