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If you carry premium credit cards with high annual fees, you know how important it is to maximize statement credits. Here are ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Financial experts say the number doesn't matter as much as how you manage them and your credit utilization ratio.

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

Americans are heading into this year's holiday season carrying more credit card debt than ever before. Paying off that debt ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

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If someone offers an “instant limit enhancement” and asks for card details or an OTP, it is not an upgrade. It is a fraud ...

CIBIL, Experian, Equifax and CRIF High Mark. You are entitled to one free report per bureau every year, and many banks and financial apps now let you check your score instantly without affecting it. A ...

How do I improve my credit score? Quick wins, critical changes and fixing poor financial history - Your score can affect your ...