TRENTON, N.J. – A bill to eliminate New Jersey’s high school graduation proficiency exam advanced in the Assembly Education Committee, igniting a debate over standards, equity, and workforce readiness ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

For years, rival executives have been fighting behind the scenes over who controls the most important number in every American’s financial life: their credit score. Now, a $10 fee has tipped the sides ...

I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

Topping the list of consumer frustrations in the Tri-State are errors on our credit reports. 44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even ...

This might be the most expensive myth in personal finance. Saunders said people think keeping a balance on their credit card proves they’re using credit responsibly. “[The myth is] that carrying a ...

Your credit score affects everything from your mortgage rate to whether you can rent the apartment you want. But despite how important it is, many people believe myths about credit that can actually ...

Fair Isaac is upending the credit-scoring industry by giving mortgage lenders a way to get its credit scores without buying them from Experian, Equifax EFX0.47%increase; green up pointing triangle or ...