MCKINNEY, TX / ACCESS Newswire / December 19, 2025 / New research demonstrates how digital footprint data transforms credit risk assessment and expands access for underserved borrowers.RiskSeal, a ...

Better reports that 50-year mortgages could lower monthly payments for buyers but lead to significantly higher interest costs over time.

Typically, most mortgages are 30-year mortgages, but you can choose between several term lengths to decide which loan term is ...

Key takeaways Propel’s digital lending platform keeps expanding globally, boosting long-term revenue potential. Profitability ...

Lenders use FICO auto scores to determine consumers' creditworthiness for car loans Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

With a cash buyout price anchoring the stock and orders still hitting records, this move looks less like a macro call and more like a wager on deal certainty and downside protection.

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Earlier this month, Achieve announced it had partnered with Pagaya Technologies to integrate Pagaya’s AI-powered underwriting and data network into Achieve’s personal loan platform, with Achieve ...