Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...

There is no standard minimum credit score required to refinance a car loan, but higher scores often secure better rates. You ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...