Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

The CEO of VantageScore explains how the average credit score is masking some financial stress and gives the outlook for consumer credit in 2026.

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

When you apply for a loan, the lender checks your credit. Often, lenders sort applicants into categories based on their credit scores, including subprime, prime and superprime. If your credit score is ...

Learn how judgmental credit analysis influences bank lending decisions, focusing on lender judgment rather than credit scores. Ideal for small banks' credit evaluations.

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...

No matter how old you are, once you’re an adult paying your bills is just a part of life. Added to that, with the ebb and flow of income due to job loss or career change, your credit card balances can ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

How many Americans have a perfect 850 credit score? Holographic icons showing what a credit score can access hovers a person’s hands. In many sports, it’s possible to play a game that can be counted ...