Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

The CEO of VantageScore explains how the average credit score is masking some financial stress and gives the outlook for consumer credit in 2026.

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

When you apply for a loan, the lender checks your credit. Often, lenders sort applicants into categories based on their credit scores, including subprime, prime and superprime. If your credit score is ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...