There are many factors that go into calculating your score and it can be tricky to achieve a great score at a young age.

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Learn how judgmental credit analysis influences bank lending decisions, focusing on lender judgment rather than credit scores. Ideal for small banks' credit evaluations.

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...

This math says that a typical Californian card balance is equivalent to eight days’ worth of the average wage. That ties ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

watchOS 26.2 and iOS 26.2 tweak the Sleep Score feature that's available for the Apple Watch, changing the labeling for point ranges to better match how people might be feeling after a restless night ...