The SC examined a complaint of adverse credit reporting despite no loan or default. Banks were directed to file affidavits clarifying whether any liability ...

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Rapidly increasing in both usage and transaction value, credit cards continue to be a prominent mode of cashless spending.

About four milliion Americans will soon be reporterd in default on their student loans. If they act now, they may be able to ...

Your credit score is like this ever-elusive number that tends to move in ways you cannot understand. One month everything is ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and account diversity.

Credit bureau Equifax yesterday unveiled a significant improvement in how lenders can provide borrowers with more accurate ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

It’s the holiday shopping/scamming season. And that makes it a good time to think about protecting yourself from the dangers ...

How AI, privacy-preserving computation, and explainable models quietly strengthen payments, protect data, and bridge traditional finance with crypto systems.

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...