Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Freedom Debt Relief reports Georgia residents face rising debt, with average obligations increasing and many struggling ...

AP exams are scored on a scale of 1 on the lowest end to 5 on the highest. "Most colleges award credit for AP scores of 3 or ...

Of those who plan to use a credit card for holiday spending this year, 52% don't expect to pay off the full holiday debt when the bill arrives, according to a survey from the Association of ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

KANSAS CITY, Mo. – The Chiefs’ 1-6 mark in one-score games represents one of their most frustrating aspects of the season so far. So far. That season isn’t over just yet. And if Kansas City can stem ...

Apple added a new Sleep Score feature that gives you a single number to sum up how you slept. It pulls data from your Apple Watch and turns it into an easy rating you can check first thing in the ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Fannie Mae has announced it will be scrapping the minimum credit score requirement of 620 for loans submitted through its Desktop Underwriter engine. The change comes into effect this weekend and ...