GREENSBORO, N.C. — Gift cards, or pre-paid credit cards from Visa, Mastercard, or AMEX gift are common. Chances are you’ve given one to someone or you have one yourself. The common issue is not ...

If you're working hard to pay off your credit card bill every month, the possibility that you'd overpay your bill and have a negative balance on your credit card might be laughable to you. But you'd ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Keeping your credit card balance in check can help you avoid credit card debt and maintain a healthy credit score. Many or all of the products on this page are from partners who compensate us when you ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...