Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.
Interest in homebuying has been reinvigorated as mortgage rates come down from historic highs. In November 2025, home loan applications jumped 20% year‑over‑year, according to the Mortgage Bankers ...