Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...

Have you received a gift card as a present that you can’t use? Maybe there’s a specific gift card you want to buy, but can’t find. You can turn to websites that allow you to buy, sell, and swap gift ...

Converting a Traditional IRA to a Roth IRA after age 60 can offer tax-free withdrawals, a tax-free inheritance for beneficiaries, and no required minimum distributions, all of which provide tax ...