As 2026 approaches, many people are looking for ways to tackle their credit card debt more efficiently in the new year. A balance transfer card can be one of the most effective tools to reduce ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Charging $10,000+ to a credit card can trigger fraud checks, raise utilization, and rack up interest. Here's what happens, ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

Some card details on this page may be out of date. I've been committed to living a debt-free lifestyle ever since my husband and I accomplished a mammoth goal of repaying more than $107,000 of debt -- ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...