Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...

Dynamic dropdowns in Excel allow you to create dependent lists where options in one are dependent on what you selected in another. They are a smart way to streamline data entry: instead of scrolling ...

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One option for sharing reports with your team is to simply rattle off numbers. Think something like this: "We allocated 10% of operating budget to maintenance, 15% to hardware upgrades, 18% to ...