Director William Pulte described as "Huge!," a major obstacle that stalled efforts to introduce more inclusive credit scoring in the mortgage market is now being cleared.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

FICO has revealed that it has expanded its FICO Mortgage Direct License Program by welcoming two new participants — Cotality and Ascend Companies, the parent organization of Advantage Credit Inc. and ...

The national average credit score is in the low 700s, according to credit bureaus Equifax and Experian. Key Takeaways. Your ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

The removal of a minimum credit score requirement could especially benefit first-time homebuyers, younger borrowers, and ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...