Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

The national average credit score is in the low 700s, according to credit bureaus Equifax and Experian. Key Takeaways. Your ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

FICO has revealed that it has expanded its FICO Mortgage Direct License Program by welcoming two new participants — Cotality and Ascend Companies, the parent organization of Advantage Credit Inc. and ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

You checked your score, felt confident, applied for the card and still got rejected. If that left you confused, you are ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...