Three weeks from now you could be overdraft free. But while your bank account might be back in the black again, sadly this process doesn’t involve a magic debt-clearing wand. You’ll still have to pay ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Congress overturned a cap on bank overdraft fees, many of which exploit the desperate need of working families for short-term credit.