Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

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Dave Ramsey says having good credit doesn’t matter. He says your credit score just shows how much you love debt. Ramsey is wrong and not having good credit can hurt you in many ways. It’s hard to ...

The buy now, pay later revolution that has taken America’s economy by storm could soon catalyze a credit "catastrophe," according to one expert. "My concern is that the carelessness, the lack of ...