There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

You checked your score, felt confident, applied for the card and still got rejected. If that left you confused, you are ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

A strong credit score is often seen as the key to getting a credit card approved. While it certainly improves your chances, ...