Discover how credit card balance transfers can reduce interest charges and manage debt efficiently. Learn about benefits, fees, and choosing the right card for your needs.

The PenFed Gold Visa® Card is a no-annual-fee card that comes with a 0% introductory annual percentage rate on purchases or balance transfers for 15 months. There are no foreign transaction fees. This ...

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Use it like a credit card for purchases, but pay down your balance in equal installments at a fixed interest rate. It's gettable with average credit, but it doesn't earn ongoing rewards. Many or all ...

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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...