Retirement buckets are a way to organize your retirement savings. Let's explore how to divvy your savings into "buckets," and ...

The 4% rule might be a little outdated for 2026.

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

When you’re young, the savings strategy is pretty simple. Create a small emergency fund and put most of your money into equities. Stocks, real estate, crypto, and other investments can grow at a ...

For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...

If you're already investing, your 50s are a critical time to start shaping those assets into reliable income streams. The next decade isn't just about saving more. It's about preparing your money to ...

Retirees face tough choices about their emergency funds as economic uncertainty impacts traditional planning.