If you plan to request a free copy of your credit report, be on the lookout for scams, especially if you plan to view the report online. Instead of searching "free credit report" on the Net, go ...

The pandemic, layoffs and other changes to the labor market have forced many people to apply to new jobs in the past few years. One VERIFY viewer who was going through the hiring process said a ...

Keeping your personal information safe can feel like a futile battle. Even if you do everything right, a data breach could leak your information, and in turn allow criminals to buy it on the dark web ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...