This Wells Fargo card offers one of the longest intro APR periods you can find. Here's how easy it is to start saving with it today.

Credit card annual percentage rates, or APRs, may finally be easing since the Federal Reserve started lowering interest rates last year. But that's after the Fed spent the past couple years raising rates to combat inflation, leaving average APRs well over 20%.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is that they can have multiple APRs, each of which applies ...

Skip interest for up to two years with these 0% intro APR offers, perfect for large purchases in 2026 or paying off high-interest debt.

Learn how to negotiate a lower credit card interest rate and save money. Discover simple techniques to reduce your balance faster and become debt-free.

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different factors, and there can be different types of APRs ...

What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in full every month to avoid interest during this time.

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late fees, damaged credit and penalty APRs. Pay attention to ...