Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

The vast majority of Americans worry over their financial security, yet a large share of them take a pass on long term disability insurance that would protect their income if they became disabled due ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.