When you apply for most types of life insurance, there is no guarantee you will be accepted – at least not at an affordable premium. That’s because the life insurance provider might determine that you ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance ...

Life insurance is meant to provide long-term financial security to families, but the protection can vanish if premiums are ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Family life insurance isn’t a single product sold by insurance companies. In some cases, it refers to the ability to purchase additional coverage for family members. In others, it’s a way of conveying ...

Discover the benefits and risks of deferred compensation life insurance plans, their types, and how to select the right plan ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Supplemental life insurance is additional coverage offered through your employer, usually at a discount. Supplemental life insurance typically doesn’t have a cash value component and coverage is often ...

Insurance exists in almost every Indian home, but real understanding is rare. In I Am My Own Laxmi – Week 9, we explain ...