Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Most business owners who invoice customers for goods or services will encounter the occasional late payment. However, if a customer’s invoice due date has come and gone and you can’t get a firm answer ...

Debt collection scams can be one of the most frightening and persistent scam types. Victims often report that scammers harass them, both at home and at work, trying to get them to pay a debt they ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to resurrect and collect. The most common types of zombie debt include discharged ...

The Federal Trade Commission’s first “Debt Collection Dialogue” took place Monday afternoon in Buffalo for a reason. There are around 4,700 debt collectors employed in the Buffalo Niagara region, and ...