There are several policy types, or "forms," of homeowners insurance to pick from. The policy form you need depends on the structure of your property and the level of coverage. The most common type of ...

It’s unfortunate when disaster strikes your home. This is exactly why homeowners need financial protection from homeowners insurance policies. Selecting the right amount of insurance is key to ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

The price of a typical homeowners insurance policy in the U.S. rose about 20 percent in 2024, according to figures from the Consumer Federation of America. The forces behind that big jump vary, ...