The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Discover how your credit rating affects loan rates and rental applications, and learn tips to maintain a healthy score for better financial opportunities.

VantageScore 4.0 is now being accepted by Fannie Mae and Freddie Mac. This is a “big negative” for Fair Isaac, and not many lenders may actually adopt VantageScore. September’s volatility catalysts ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...

Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and ...

This op-ed was first published by National Mortgage News. You can read the original piece here. In July 2025, a pivotal change came to the mortgage industry, when the Federal Housing Finance Agency ...

Americans now have a new credit option to use when applying for a mortgage, and it allows them to use their rent payments as a qualifying factor. President Donald Trump's administration announced this ...

Despite a 65x TTM valuation, FICO's direct licensing model and minimal CapEx support robust EPS growth and bottom-line expansion. Debt-funded buybacks and high leverage pose risks, but fixed-rate debt ...