In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...
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What do FICO score versions really mean?
A comprehensive examination of the various versions of FICO scores has been made available, shedding light on their significance for personal finance. This exploration is crucial as recent trends, ...
Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses. Some personal loan lenders might accept a 580 credit score, while others ...
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